From the moment you are issued an Emirates ID, you must get a Medical Insurance plan for yourself (and in the case you sponsor someone - An employee or a family member - you’ll need to get them insurance coverage too).

Here are the steps to secure a compliant Insurance policy:

• Define your yearly budget per person. The cheapest insurance in the UAE is about AED 1000 per year, but that gives you minimal coverage. If you want a more comprehensive coverage, be prepared to pay 3X to 5X that value.
• Collect all Documents and information from the people you’re getting insurance from - In the next Section, there is a list of everything you will need for this step.
• Reach out to a marketplace of Insurance providers, and leave them your number and email. They will reach out by calling you, or dropping you a whatsapp message.
• They will ask you about your preferences and present you with different Insurance options. It is then up to you to make a choice on your preferred policy.
• Submit all your documentation and make the payment via their website as agreed with the Agent that is supporting you.
• Receive your official insurance policy via email a few days later, and have it activated so you can start using it.

When you request to purchase an Insurance Policy as a Business Owner you will be asked to provide the following Documents:

• Passport (of every person being enrolled in the Insurance Plan)
• E-visas
• EID Applications (If you already have your Emirates ID at this point, provide it instead)
• Trade License (Of your Business or Activity if you’re a Freelancer)
• Height and weight (of each person being enrolled in the insurance plan)

In addition, you will be asked for basic personal information such as your Name, Contact information and address.