❓ Frequently Asked Questions

Can I open a Bank Account before I have my Visa?

👉 How to open a Bank Account

Opening a Bank Account in the UK is relatively straight-forward. There’s two ways you can do this:

Online

If you have all the necessary documents, you should be able to choose a bank and apply for a bank account through their online platform.

In Person, at a Branch

You can go to a Branch of your bank of choice, and ask to open a bank account. Usually they have staff who can do this for you on the spot, although you may need to book an appointment in advance in busy Branches.

📄 Documents you need to open a Bank Account

To open a bank account in the UK as a resident, you will need a proof of address document in addition to your personal ID. The Below documents are often accepted as Proof of Address:

Utility Bills

They must include your current address in the UK and your full name.

Tenancy agreement

It must include your current address in the UK, dated and signed by both yourself and the agent/landlord. It should also include your full name.

HMRC Letter

This can be for example a letter confirming your National Insurance Number or any other official communication from HMRC sent to your home address.

Other

You can always ask the Bank Reps what other documents they may accept in addition to the ones mentioned. They can sometimes extend some flexibility.

Biggest Commercial Banks in the UK

There are many great banks in the UK. In no particular order, here are some of the biggest Banks in the country:

👉 Digital Alternatives

Aside from traditional banks, there are also great digital alternatives nowadays. If you are moving and want to have a solution right away, that's also much more screen-friendly, you may want to consider opening a Digital Wallet with the GBP currency with one of the below options: